The no spend year : how I spent less and lived more

McGagh, Michelle2017

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Summary

Michelle McGagh has been writing about money for over a decade. You'd think that would make her a whizz with her own cash, right? Wrong! Spending with abandon and ignoring bank statements were her modus operandi. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Then Michelle discovered minimalism and sold 80% of her belongings. This was the first step to reining in her finances, and the second was to apply minimalism to her spending habits with a year-long spending ban. The aim: to pay off a huge chunk of her mortgage. She pays her bills and she has a minimal budget for her weekly groceries and household essentials but otherwise Michelle doesn't spend any money at all.